Where to park your cash in Singapore
The safe, interest-earning options compared — fixed deposits, high-interest savings accounts, Singapore Savings Bonds and T-bills. Rates verified against each provider.
Fixed Deposits →
Lock in a guaranteed rate for a set term. Best verified now: 1.55% p.a.
Savings Accounts →
High-interest accounts that reward salary + spend. Up to 4.10% p.a. (conditions apply).
Singapore Savings Bonds (SSB) →
Government-backed, fully flexible, step-up interest that rises the longer you hold.
Treasury Bills (T-bills) →
6-month and 1-year Singapore Government T-bills, by latest auction cut-off yield.
Every option here is capital-safe — either government-backed or SDIC-insured up to S$100,000 per bank. The best choice depends on how long you can set the money aside and how much flexibility you want; this hub keeps the current rates side by side so you can decide. Rates verified 26 Jul 2026.